My Trial Lawyer · Florida
What to Do After an Uber or Lyft Accident in Florida
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If you were injured in an Uber or Lyft accident in Florida, taking the right steps immediately after the crash can protect your health and your legal rights. Florida's statute of limitations for personal injury claims is two years from the date of the accident. Rideshare accident cases in Florida involve layered insurance coverage: the driver's personal policy, Uber's or Lyft's corporate liability coverage up to $1,000,000 when actively transporting a passenger, and gap coverage during the app-on period. A personal injury lawyer in Florida can identify every available policy and pursue maximum compensation on a contingency fee basis, meaning no fee unless compensation is recovered.
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01
Call 911 and Stay at the Scene
The first thing to do after any Uber or Lyft accident in Florida is call 911 and remain at the scene until law enforcement arrives. A police report is one of the most important documents in a rideshare accident claim. It establishes the official record of the crash, identifies the parties involved, and often includes the officer's assessment of fault. In Florida, insurance companies and courts rely heavily on police reports during the claims process. Do not leave the scene, even if the accident appears minor. If you are injured, request emergency medical services immediately. Tell the responding officer exactly what happened to the best of your ability and make sure your version of events is accurately recorded.
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02
Document the Scene Before Anything Moves
Before vehicles are moved and while the scene is intact, use your phone to photograph and video everything: vehicle damage, skid marks, traffic signals, road conditions, weather, the rideshare driver's license plate, and any visible injuries. Take a screenshot of the active ride inside the Uber or Lyft app immediately, before the trip is closed or cancelled. This screenshot is critical evidence that proves the ride was active at the time of the crash, which determines which level of Uber's or Lyft's insurance applies. Without it, the rideshare company may dispute whether the trip was in progress. Also collect the driver's name, contact information, driver's license number, and their personal auto insurance information.
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03
Report the Accident Through the App
After calling 911, report the accident through the Uber or Lyft app. Both companies have in-app accident reporting features that create an official record on the platform's end. Do not delete the app or close the trip until you have screenshotted the ride details. Uber and Lyft will open their own internal investigations following a reported accident. Be factual and brief when completing the in-app report. Do not provide a detailed recorded statement through the app or accept any communication from the rideshare company's claims team before consulting a personal injury lawyer. Anything you say can and will be used to minimize the company's liability and reduce your recovery.
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04
Seek Medical Attention the Same Day
Even if you feel fine at the scene, seek medical attention the same day as your Uber or Lyft accident in Florida. Common rideshare accident injuries, including whiplash, soft tissue damage, concussions, and spinal injuries, often do not produce immediate symptoms. Adrenaline at the crash scene masks pain. Symptoms may appear hours or days later, and by then the connection between the accident and your injuries becomes easier for insurers to dispute. A same-day medical evaluation creates a documented medical record that links your injuries directly to the crash. This documentation is foundational to your personal injury claim. Keep all medical records, treatment bills, and prescription receipts from every provider you see. Florida's Personal Injury Protection (PIP) coverage provides up to $10,000 for emergency medical treatment, but you must seek care within 14 days of the accident to qualify.
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05
Do Not Give a Recorded Statement to Any Insurance Company
After a rideshare accident in Florida, you will likely be contacted by one or more insurance adjusters, including the rideshare driver's personal insurer and Uber's or Lyft's claims team. You are not legally required to give a recorded statement to any insurer other than your own. Politely decline and contact a personal injury lawyer before speaking with any adjuster. Insurance adjusters are trained to ask questions that shift fault, minimize injury severity, and lock you into statements that limit your recovery. A rideshare accident attorney in Florida will handle all communications with insurers on your behalf, protecting you from these tactics while building the strongest possible case for maximum compensation.
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06
Contact a Rideshare Accident Lawyer in Florida
Rideshare accident cases in Florida are more legally complex than standard car accident claims. Uber and Lyft use a tiered insurance system that varies based on the driver's status at the time of the crash: whether the app was off, the app was on with no passenger, or a ride was actively in progress. Identifying which coverage applies, accessing Uber's or Lyft's $1,000,000 liability policy, and coordinating claims across multiple insurers requires experience with rideshare litigation. My Trial Lawyer handles Uber and Lyft accident cases throughout the state of Florida on a contingency fee basis. You pay nothing unless the firm recovers compensation for you. Call (786) 855-1000 for a free case evaluation as soon as possible after your accident, before evidence disappears and before the statute of limitations clock runs down.
Frequently Asked Questions, Uber and Lyft Accidents in Florida
Florida's statute of limitations for personal injury claims, including rideshare accident claims, is two years from the date of the accident under Florida Statute 95.11. If you miss this deadline, you permanently lose your right to pursue compensation, regardless of how serious your injuries are or how clear the fault is. Do not wait. Contact a personal injury lawyer at My Trial Lawyer as soon as possible after your Uber or Lyft accident to protect your right to file a claim. Evidence disappears, witnesses become unavailable, and medical records become harder to connect to the accident over time.
Start a free evaluation →At the scene of a rideshare accident in Florida, collect the following: the driver's full name, contact number, driver's license number, and personal auto insurance information. Photograph the driver's vehicle, license plate, and all damage. Screenshot the active ride in the Uber or Lyft app before the trip is closed. Collect contact information from all witnesses. Photograph road conditions, traffic signals, skid marks, and any signage relevant to the crash. Get the responding officer's name and badge number and request the police report number so you can obtain a full copy later.
Start a free evaluation →Yes. Florida's Personal Injury Protection (PIP) no-fault coverage applies to rideshare passengers and injured parties in Uber and Lyft accidents just as it does in standard car accidents. PIP provides up to $10,000 in coverage for emergency medical expenses and 60% of lost wages, regardless of who caused the crash. However, PIP coverage is limited and does not compensate for pain and suffering. If your injuries are serious, you may be entitled to step outside Florida's no-fault system and pursue a claim directly against the rideshare driver and Uber or Lyft for full compensation including pain and suffering, future medical expenses, and lost earning capacity.
Start a free evaluation →No. The first settlement offer from Uber, Lyft, or any insurance company after an accident in Florida is almost never the full value of your claim. Insurance companies make early settlement offers before the full extent of your injuries is known, before all medical treatment is complete, and before lost income and long-term impacts are fully calculated. Accepting an early settlement releases your right to pursue any further compensation. My Trial Lawyer conducts a full damages analysis before any settlement negotiations begin to ensure every element of your loss, including future medical care and pain and suffering, is accounted for.
Start a free evaluation →Pedestrians and cyclists injured by an Uber or Lyft driver in Florida are entitled to pursue compensation from Uber's or Lyft's liability coverage, even though they have no personal auto insurance. If the Uber or Lyft app was active at the time of the crash, the company's $1,000,000 liability policy applies. Pedestrian and cyclist injuries in rideshare accidents are often severe, and the damages involved, including lost income, long-term medical care, and permanent disability, can be substantial. My Trial Lawyer handles rideshare accident cases for pedestrians and cyclists throughout the state of Florida.
Start a free evaluation →After a rideshare accident in Florida, do not leave the scene before police arrive, do not fail to call 911 even for seemingly minor crashes, do not give a recorded statement to any insurance adjuster without first speaking with a lawyer, do not post about the accident on social media, do not close the Uber or Lyft app trip without first taking a screenshot, do not delay seeking medical attention beyond 14 days (which disqualifies you from Florida PIP coverage), and do not accept any settlement offer before consulting a personal injury attorney. Each of these mistakes can significantly reduce or eliminate your ability to recover full compensation.
Start a free evaluation →My Trial Lawyer handles all rideshare accident cases throughout Florida on a contingency fee basis. There are no upfront fees, no hourly charges, and no legal fees of any kind unless the firm successfully recovers compensation for you. Florida contingency fees typically range from 33% of the settlement amount for pre-trial resolutions to 40% for cases that go to trial. All fees are disclosed in writing before any work begins. Call (786) 855-1000 to schedule your free case evaluation with no obligation.
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