My Trial Lawyer · Florida
No fee unless you win. Free consultation.
A rideshare accident lawyer in Florida represents Uber and Lyft crash victims navigating layered insurance coverage that depends on the driver's app status at the time of the accident. When a rideshare driver is actively transporting a passenger, Uber and Lyft provide up to $1,000,000 in liability coverage. During the app-on period before a trip is accepted, a gap policy of $50,000 per person and $100,000 per accident applies. When the app is off, only the driver's personal policy applies. Rideshare accident attorneys at My Trial Lawyer serve clients throughout the state of Florida including all cities and their surrounding communities. My Trial Lawyer handles Uber and Lyft accident cases on a contingency fee basis with 25 years of combined legal experience.
Rideshare accident cases in Florida involve a three-tier insurance structure that determines which policy applies and how much coverage is available. When the Uber or Lyft app is completely off, the driver is treated as an ordinary motorist and only their personal auto policy applies. When the app is on but no trip has been accepted, Uber and Lyft provide contingent gap coverage of $50,000 per person injured and $100,000 per accident, which activates only if the driver's personal policy denies the claim or provides insufficient limits. Once a driver accepts a trip and is actively transporting a passenger, Uber and Lyft's $1,000,000 commercial liability policy applies, providing substantial coverage for serious injuries. Identifying the driver's exact app status at the moment of the crash is the first critical step in every rideshare accident case. My Trial Lawyer obtains app data and trip records directly to establish which tier of coverage governs your claim.
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Who pays after an Uber or Lyft accident in Florida depends on which of three coverage periods applied at the time of the crash.
Personal policy only
When the Uber or Lyft app is completely off, the driver is treated as an ordinary motorist and only their personal auto policy applies. Florida minimums are often far too low to cover serious injuries, and your own uninsured or underinsured motorist coverage may provide additional protection.
Start a claim for this →$50,000 / $100,000
When the app is on but no trip has been accepted, Uber and Lyft provide contingent gap coverage of $50,000 per person injured and $100,000 per accident, which activates only if the driver's personal policy denies the claim or provides insufficient limits.
Start a claim for this →$1,000,000
Once a driver accepts a trip and is actively transporting a passenger, Uber and Lyft's $1,000,000 commercial liability policy applies, providing substantial coverage for serious injuries.
Start a claim for this →Identifying the driver's exact app status at the moment of the crash is the first critical step in every rideshare accident case. Call (786) 855-1000
Liability in a Florida rideshare accident can extend beyond the driver. If the at-fault driver was actively transporting a passenger, Uber or Lyft is directly implicated through their commercial insurance policy. If a defective vehicle component contributed to the crash, the manufacturer may share liability. If poor road conditions caused by a government entity played a role, a separate claim against that entity may be warranted. My Trial Lawyer investigates every angle of the accident to identify every party who may bear responsibility and every insurance policy that can be accessed to maximize total compensation for injured passengers, pedestrians, and other motorists.
Rideshare accident victims in Florida may recover all past and future medical expenses including emergency care, surgery, imaging, physical therapy, and ongoing treatment; lost wages during recovery and reduced earning capacity for long-term injuries; physical pain and suffering; emotional distress and anxiety; loss of enjoyment of life; and property damage to any vehicle involved. Because rideshare accidents frequently involve the $1,000,000 corporate policy when a passenger is aboard, there is often more insurance coverage available than in a standard car accident case. My Trial Lawyer calculates the full value of every category of loss before any settlement figure is discussed with Uber, Lyft, or their insurers.
Uber and Lyft employ experienced legal and claims teams whose job is to minimize payouts by disputing the driver's app status, challenging injury causation, and exploiting procedural technicalities. Winning a rideshare accident case requires both a thorough understanding of Florida personal injury law and specific knowledge of how rideshare insurance structures work. My Trial Lawyer has handled Uber and Lyft accident cases throughout the state of Florida, including throughout the state of Florida including all cities and their surrounding communities. Every case is taken on a contingency fee basis, meaning no upfront costs and no legal fee of any kind unless compensation is recovered. Call (786) 855-1000 for a free rideshare accident case evaluation today.
All personal injury cases are handled on a contingency fee basis, meaning no upfront legal fees and no payment unless compensation is recovered.
No fee unless you win. Free consultation. (786) 855-1000
Pick a time that suits you. (786) 855-1000